Disclosure

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through JFR Financial Services, Inc., a Registered Investment Advisor and separate entity from LPL Financial. Securities products are not guaranteed are subject to risk, including the possible loss of principal. All economic and performance information is historical and is not indicative of future results. Investments in foreign securities involve risks relating to political or economic developments abroad, foreign taxation, currency exchange rate fluctuations, as well as differences in accounting standards.